THERE’S no getting around the fact that driving isn’t cheap, and young drivers face some of the highest costs of all. If you’ve just passed your test, or you’re close to getting your licence, one of the issues you’ll need to think about is insurance. If you’re not careful, you could end up shelling out a small fortune for this financial cover. The fact is, statistically, young drivers represent a greater risk on the roads and insurers reflect this in the premiums they charge. However, if you’re savvy, there are ways to save money – and this guide will show you how.

Scour the market

OK, so you might think you’ve got better things to do with your time than trawl the market comparing insurance quotes. However, if you simply go for the first deal you see, the chances are you’ll end up paying more than you need to. Also, as long as you’re savvy in your search, it needn’t take you long at all. By enlisting the help of brokers like Chill car insurance, you can access the most competitive offers in a matter of moments.

You might be surprised by how much money you can save by seeking out the best deal.

Think carefully about your choice of car

Even if you have a soft spot for suped-up motors, it pays off to get a car with a small engine. Such vehicles are generally classified as lower risk. While this might not satisfy your need for speed, it could save you big bucks.