Friday, September 18, 2020


If you run a small business and use a car you need business car insurance of some sort, whether it’s just business use on a private insurance policy or a special company car insurance policy for a small fleet, it’s the law to have your car – or cars - insured.


Warning: It’s the season for crash write-offs

ALMOST £2billion worth of cars are written off in crashes every year in the UK - and we’re fast approaching the annual Armageddon period for crash write-offs.The last three months of...
Justfleet camera

3 Sixty Fleetwatch link focuses on reduced risk

3 Sixty Fleet have joined forces with Just Fleet insurance brokers to use their innovative FleetWatch solution.Just Fleet, the first dedicated motor fleet insurance broker to fit all vehicles with 3G accident cameras,...
Business Car Insurance

Business car insurance – make sure you’re covered

DOES your job demand that you drive your own vehicle for work?Still got a standard rather than a business car policy?Well, get it changed now. If you have an accident and...

Culture of personal injury claims threatens to hit company car insurance

A PLAGUE of personal injury claims is threatening to hit businesses running company cars with the knock-on effect of increased insurance premiums according to analysis by the AA.For while the motoring...

SMEs winners with lower insurance costs

SMEs have enjoyed a cash boost with the lower costs of motoring insurance, research has revealed.The figures compare the actual premiums paid from the British Insurance Brokers' Association (BIBA) and Acturis...

£26m cost to business of driving accidents

The Lex Autolease accident figuresCompany drivers were at fault for 49 per cent of the 44,448 accidents Almost a quarter of all accidents (24 per cent) were caused by company drivers colliding...

Thumbs-up to in-car telematics from UK employers

INCREASING numbers of SME fleet operators are turning to spy-in-cab technology to snoop on wayward company drivers.More than a quarter of UK organisations use some sort of in-car telematics or car...

Other Europeans offer insured lease cars – why not us?

MANY small business owners need to lease vehicles, and many groan at the thought of sorting out insurance cover – but not if you go to Arval. The vehicle leasing and fleet...
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Don’t fall into the insurance gap

Don't be tempted to skimp on GAP insurance for your 62 plate car
AVOID a shortfall in the value of your new car by making sure it is correctly insured for loss of value
Story: Ralph Morton
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Two jailed in Britain’s biggest cash for crash fraud

Two men have been jailed for organizing the country's biggest cash for crash scam.Sabaoon Hillaman, 24, will serve 4 years and 10 months for conspiracy to defraud and Masi Naqshbandi, 27, was...
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I say Rupert, slow down!

Diamond Insurance has revealed the Top Ten men's and women's names associated with speeding offences.
Story: Ralph Morton
Woman driver

Unisex law will pose premium problem for businesses and specialist insurers

 Author:Robin RobertsBusinesses are facing an insurance premium hike for their female drivers.EU legislation effective from 21 December 2012 means insurance companies will have to adopt unisex polices which do not differentiate...

Mix and match cars and vans under new fleet insurance policy

Author: Ralph MortonIS your small business expanding the number of cars you run? Or perhaps you’ve decided to take on some new business vans? Maybe a mixture of both.They all need...

The law and Continuous Insurance Enforcement

ALL cars must now have continuous insurance - or be declared off-road under the Continuous Insurance Enforcement law, which became live on 20 June 2011.The law applies to you whether you...

Classes of use for car insurance – including business use

   By Stephen Humphriss, director UKCDT INSURANCE. We all need it for our cars. But what about car insurance for business use? 'Use of a car' is one of the most confusing subjects within...

New insurance product for more than 15 cars

FOR business car managers running more than 15 cars, or a mixture of cars and vans, here's a useful new insurance product from Groupama Insurance.Called Groupama Fleet, it allows larger small...

Insurance cover for winter driving accidents

The Association of British Insurers (ABI) has said that accidents caused by snow or ice will be covered under comprehensive motor insurance policies.

However, the ABI said the cost of breakdowns or vehicles that fail to start is not covered. For assistance, the ABI said motorists should contact their breakdown or roadside assistance provider.

Nick Starling, director of general insurance and health, ABI commented:

The law and taxing and insuring company cars

I need to get my company vehicles taxed and insured. Am I responsible for doing this or are my employees responsible for doing this?You are responsible as the employer for ensuring...