FOR business car managers running more than 15 cars, or a mixture of cars and vans, here’s a useful new insurance product from Groupama Insurance.
Called Groupama Fleet, it allows larger small businesses to benefit from Groupama’s existing Optima Small Fleet insurance. This was previously only available to small and micro businesses.
Some of the key benefits of the product mean that directors and owners of small businesses, who have their company car registered under their own name, can be covered under a fleet policy. Risks are also accepted rated on a no claim discount basis, as long as the full claims and vehicle history can be supplied. The risk is based on a car by car basis, so quotes reflect the true risk, says Groupama.
In addition, Groupama Fleet includes enhanced overnight emergency accommodation or travel expenses plus new personal accident benefits. Plus policies are written in plain English.
“Our strategy of obtaining feedback on our products and service on an ongoing basis means we can see immediate opportunities to enhance our propositions,” commented Lynn Harris, head of customer proposition, Groupama.
“This, along with the success of Optima Small Fleet has really driven these changes and demonstrates our commitment to giving small businesses the protection they need.”
Groupama Fleet is available from insurance brokers.
Groupama Fleet Policy Benefits
- Full vehicle cover within the European Union
- Free replacement vehicle for 14 days while insured vehicle is being repaired at a Groupama partnership repairer following an accident
- Necessary overnight accommodation or travel expenses up to £150 following an accident if the vehicle cannot be driven
- Personal accident benefits up to £5,000
- Reinstatement settlement for cars under one year old
- Replacement locks in the event of keys being lost or stolen
- 24 hour accident emergency helpline
- 24 hour windscreen repair/replacement helpline
- Unlimited audio equipment cover for manufacturer specified equipment
- Personal effects and medical expenses up to £250 included
- Guaranteed repairs with a partnership repairer
Groupama Fleet to manage your business cars
