Business Car Manager car review verdict
We’ve long been fans of the frugal yet luxurious variants of BMW’s 5 Series, and the 520d remains the plum choice where running costs and company car tax are key considerations.
The current, sixth generation 5 Series has already shifted over a million units, globally, for BMW since launch in 2007. Now facelifted, the obvious benefit is the standardisation of a previously pricey option: sat nav.
The other benefit is invisible but of real consequence: lower drag based on better under-car panels and front apron, and EU 6 emissions compliancy ahead of schedule.
This explains the low taxes, and yet much as we have said of other ‘grown-up’ eco-models such as VW’s Golf Bluemotion, there is now little sense in the 520d being marketed as an eco-car.
Why? Because along with BMW’s decision to kill off the previous EfficientDynamics badging, the frugal models have gone mainstream.
Only you will know if you’re willing to pay the extra £3000 for the M Sport body kit: the standard 520d will appeal to numerous owners as well.
Out there on the road, the 520d M Sport looks svelte, goes fast enough, maintains composure on all except the worst British surfaces, and remains hugely desirable. Even as recently as five years ago, the thought of achieving £30 VED and 18% company car tax for any executive car, let alone a BMW 5 Series, was the stuff of fantasy, and yet here we are.
No doubt there will still be a handful of punters who go to the other extreme, the 550i with its doubled price tag, new 4.4 litre twin-turbocharged V8 petrol engine and otherworldly pace – but in the real world and on crowded British roads, it’s a huge price tag for some bragging rights, while the 520d M Sport packs the looks, reduces the company car tax bill and still scores massively in most other areas.
It’s a best of all worlds car.
The Low Down…
Doors and body style | 4-door saloon |
Engine/gearbox | 2 litre 4-cyl turbodiesel/6-speed manual |
CO2 Emissions | 119g/km |
Economy | 62.8mpg |
Power/torque | 184PS/380Nm |
0-62mph/top speed | 8.1secs/145mph |
Insurance group | N/A |
…and what it costs
P11D Value | £34,330 | |
Monthly business rental (ex VAT) | From £292 (3yrs/10,000 miles) | |
Road tax (VED) | Band C | |
Company Car Tax Bands 2013/14 to 2015/16 | 18%, 19%, 21% | |
Benefit in kind 2013/14 to 2015/16 | £6170, £6512, £7198 | |
Annual/Monthly fuel benefit (20%) | £760/£63 | |
Annual/Monthly fuel benefit (40%) | £1519/£127 | |
Annual/monthly company car tax (20%) | £1234/£103 | |
Annual/monthly company car tax (40%) | £2468/£206 | |
Figures correct at time of posting | ||
For latest figures | Use our company car tax calculator |