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CLEARLY a necessity by law, if you own a vehicle inside the UK it must be insured.
Not only will this cover any losses, but the policy also offers peace of mind – usually providing you with legal liability cover in the unfortunate event of an accident, and any possible liability if there are ensuing compensation or negligence claim(s).
If you sustain injuries yourself, medical treatment and physiotherapy are often part of the policy benefits in addition to the recovery of the vehicle, help with completing the journey and any temporary accommodation and out of pocket costs. This clearly helps to minimise the stress in a potentially difficult situation.