This content was provided on behalf of Money Barn 

The good news is that most premiums have tended to decrease over the past year or two.

Many personal policies can also be tailored to suit individual needs – for example, variable policy excess to customise the premium – and easy payment facilities including monthly instalments. Other options include budgeting for the cost on a monthly basis, perhaps using a credit card or companies such as Moneybarn who specialise in helping with motoring finance.

Detection of uninsured drivers is almost certain these days; many main roads within the UK have automatic cameras with number plate recognition systems, connected to central police and motor insurance databases.

Enjoy your motoring!